Mother’s Ring Speaks

75 years ago, my mother got married.  She got a stone studded ring as a wedding gift from dad.  Both the families were well-reputed and reasonably placed economically at that time.  But luck has its own agenda and things changed. My parents wanted me to study but ran short of funds. Around 1963, they pledged the ring, for a loan of Rs. 450 against it, at a rate of 3% monthly interest cumulative. That’s how I could complete my education. I wasn’t aware of this loan. I accidentally found the pawnbroker’s note a couple of years later.

I completed my education in 1968 and got a job at a handsome salary of Rs.720 per month. Over a period of 5-6 years, the loan with compounded interest accrued to Rs.2,200. A new ring like that one could then be purchased for about Rs.1,100.  My parents must’ve even forgotten the matter by this time.  Anyway, financially it did not make sense to release the ring from the clutches of the moneylender.  However, from my accrued initial savings, I got the ring released, as it was invaluable for mom.  When I surprised mom with the ring, she could not believe it, tears rolled down and she sobbed for quite a while, probably for the unexpected surprise of getting back an invaluable item of sentimental value.

I lost my mother on Akshaya Trithiya, 24 April 2012, exactly two years ago.  When her ornaments were distributed to her children, I preferred to retain just that stone studded ring my dad had given to mom at their wedding.

I was holding that ring today. The Ring started speaking. What the Ring said could hold true for anyone.

Displaying photo.JPG

“Parents try their best to bring their children up, within affordable means and facilities available to them. They disciplined, gave pleasure, taught culture according to what they thought was best for you, from their point of view.  It was all selfless and nothing was expected in return.”

The Ring continued to speak:  “Forget not, you are holding your present status mainly due to the support of your parents, for which they pledged their wedding ring and even mangalsutra.  They preferred to remain hungry to ensure that you are fed.

To value the care they had taken, wasn’t it your duty to have spent some more time with them to share and talk about things of their interest? Did you not deprive them of the respect and facilities they deserved, forgetting that they sacrificed all their life for your development?”

The ring was true. I lost my father early in my life.  While my mother was alive, every day, I thought I would shortly be free; retire from my business and spend some time with her.

Occasionally, I probably considered that spending time with parents was unproductive, boring, waste of time and even disgusting.  Sometimes, I probably thought the parents were rigid and argued on matters irrelevant to the present environment.  Why did I get these types of feelings about the people, who spent their whole life to bring me up, educate me and support me in building my career?

They were the ones who were next to me whenever I was ill; they were the ones who sacrificed their desires, just to ensure that my desires get fulfilled.

I probably failed to understand that as my parents were advancing in age, their level of energy and enthusiasm would reduce and they might not catch up with new lifestyle.  I probably failed to give credit that they were more mature, better experienced and have higher understanding, without which they could not have guided me all through my life. I probably failed to appreciate that they had right to feel proud for whatever they have gone through to shoulder the family responsibilities so far. Silly, that I confused that as their ego. I probably had forgotten that they had already proven themselves while I still had to prove myself.

What a wrong notion I carried that I am extra smart.  In fact, my parents sacrificed everything for me and still they honoured and appreciated me for whatever little I did.  Alas, when my turn came to serve and honour them, I missed the golden opportunity to avail the win-win situation. Had I done that I would have lost nothing.  I repent today.

Oh, my dear Mother’s Ring.  Thank you for speaking out.  Let me see whether I can at least express gratefulness to the living elders “for whatever they have done” and show them that “I care for you and your feelings”.

Author: Badri Baldawa

Editor: Meeta Kabra

Affordable Traditions

“This is the marriage season, I will be very busy”, said a neighborhood moneylender. How do weddings make a lender busy?

Did you get it?

Weddings obviously mean business to many like caterers, decorators, jewelers, etc.  We missed out another category of businessmen who look forward to the wedding season – The moneylender.

The affluent lay down certain traditions to show-off their prosperity.  In the process, probably they do not realise the quantum of damage they cause to society.

A practical example.  In our town, at any wedding, the entire community was invited for three full course meals. ‘Sigree noota’ – all the members in every family were on the invite list. This translated to 200-250 people on two of these meals and 400 people for one of them because people from the neighbouring townships were also invited.

Funnily enough, for those who could not attend, a parcel to their home! Obviously, these meals mean a lot of money.  Someone who probably wanted to boast about his wealth must have started this and with time this became tradition.

Those who did not have adequate sources of income, also had to host three meals.  They were worried that if they failed to host 3 meals they would be looked down upon by the community. Their fear was valid.

Whenever invited by the affluent class, even the members of the low income profile families would go for the dinner.  Not attending was considered as an unfriendly act. Once they went, it was understandably difficult to avoid inviting when there was a wedding at their own home – an endless chain.

Think of the amount of harm this tradition caused.  Those who could not afford, borrowed money.  Some sold or pledged their homes to finance the meals.  A few had to convince their wife and daughters-in-law to sell or pledge their ornaments and jewelry.

Obviously, loans from banks was not available for weddings.  Therefore, they had to borrow from private lenders. The maximum amount a moneylender would lend would be about half the value of the property pledged. An additional condition was that if the loan was not repaid before the amount accumulates to the total value of the property, the owner lost his right to the house or the jewelry.  The interest on private borrowing was anything from 24% to 36% (usually monthly compounded) per year.  This means over a period of 2 to 3 years, the amount repayable would double.  In short, within 2-3 years if the loan was not repaid, hard earned pledged items became the lender’s property.

Why? What is the root cause?  Is it just to maintain a tradition in the society? Will the society for whom this has been done come to his rescue? No. Just forget it, they would be busy gossiping!

The irony is it hardly made any difference to the guests, but the host was doomed. It wouldn’t be surprising if, in certain cases, it led to suicides. What is the point of following such traditions? Inspite of knowing the consequences, no one dared to amend or rectify.

Justification : “why should I be the first one to defy tradition?  Let someone else take the blame”.

Solution?

If we can sensibly act.  For example, at my wedding in 1971, we were reasonably better placed financially and could have managed to host 3 meals easily.  For me, this was an opportunity.  I explained the above consequences to my dad.  He was well aware of such unnecessary burden on some people in the community.

I suggested “Kakaji, why not we restrict the wedding celebration by hosting just one dinner? Let us take the blame for curtailing this tradition and the change could save someone”. My dad was in favor of a positive change in the society and he readily agreed.

Yeah, we did it!  We changed over to all-in-ONE dinner for my wedding.  It is almost 43 years since then and this system is followed to date!

This is just an example of one tradition at a wedding.  Sure, there are many other such opportunities at weddings, but the same principle hold good for birthday celebrations, religious ceremonies, anniversary functions, death ceremonies, etc.

Value of return gifts is another classic example.  If you can take a bold lead in curtailing them down, you have done a great service to society. My appeal to youngsters – Enjoy and Celebrate in life. But sensibly, curtail the formal events to the extent everyone in the society can afford.

I have constantly tried over 40 years ‘Take no gifts and give no gifts.” Some firm traditions of giving and accepting gifts have discontinued in the family.  However, I was only partly successful. But you could do better, will you?

Written: Badri Baldawa                                                      Edited: Meeta Kabra

The Puff

My family owned a tobacco business for a few years when I was a child.  All the adult men in our family had to smoke to assess the quality of the tobacco.  The youngsters, particularly from the family of my uncles, were not prohibited from smoking. If they had to be a part of the business, they had to know the taste of the tobacco.

Smoking, however, never interested me.  As a child, I thought smoking was bad for youngsters and may be good for older people who earn out of it. I didn’t smoke and my dad didn’t want me to smoke ever.

Around the mid 1950s, on one specific occasion, curiosity got the better of me – I wanted to know what a smoke tastes like.  I chose a time when my dad’s office was empty.  I closed both doors to the office.  To ensure that no one detects me, I crept under the office table, and put a beedi in my mouth, filmy style.

I tried to copy Dilip Kumar, N T Ramarao or Nageswar Rao, the then Hindi and Telugu famous movie actors. I lit the beedi, and took my first puff.  Oh no! I started coughing immediately. The cough just would not stop.

My dad was in the quality inspection room located just behind the office room.  He sent our senior supervisor Girijappa to figure what was wrong with me.  Girijappa rushed, looked at me, understood what I was upto. He said it is not unusual and that it happens when you smoke for the first time.  That was the only puff I had in my life.  I hated the concept thereafter.

I thank that puff for keeping me away from smoking forever.

Written: Badri Baldawa                                Edited: Meeta Kabra

Protest Unfair Traditions

31 Jan 1971.  Believe me, I was at last getting married!

Just before the wedding, one of the customs considers the bridegroom as Lord Vishnu. Thus, the bride’s father welcomes the son-in-law on his arrival as if he were Lord Vishnu.  So was I. In addition to a wonderful life-time companion, I was offered a suit and a gold chain etc as gifts!  Great!

But just before that, the father-in-law offers pooja and prayers to the son-in-law and in the process he washes the son-in-law’s feet, wipes them, applies Kumkum chandan, tilak, etc to his feet. Basically, prays him literally like he was God.

There comes the problem and the dilemma.  On the one hand, you are taught to regard your wife’s father like he was your own father and at the same time, you make him wash your feet?

Would you ever allow your father to touch and wash your feet?  No, certainly not. Then how could I accept that my father-in-law would wash my feet?  Never.  It is possible it was a good old tradition and there was a reason for it to be included in the ceremonies. But, it did not appear logical to me.

I rebelled against this system. I just couldn’t allow my father-in-law to wash my feet.  Senior members of my family protested, even though my dad appreciated the gesture. The protest was natural as I was trying to break an age-old system. I was firm and every one ultimately had to agree.

This system was deleted from our family for all the subsequent weddings till date. Deleted once and for all!

My belief is that wherever the system does not appear to be fair, check whether your conscience permits to continue with what you are being asked to do.

 

Written: Badri Baldawa                                                                           Edited: Meeta Kabra

Joint Family Culture – An Experiment:

“Get married, stay independently and live your life.” – A message to all my brothers.  In the 70s, such a statement was considered revolutionary, at least in our Marwari community!

Joint family structure has the advantage of members sharing each others’ responsibility. It also means that all members have equal rights on the total income made in the family, irrespective of the each one’s ability to contribute.

Gradually, with higher education, wider options of living standards, and modern lifestyle, slightest lethargy by any member wasn’t tolerated by those who contributed better to the family, especially financially.  Even things like disparity in number of children and ratio of employed children, decided the status of a person in the family. With this, the ‘let go’ attitude and emotional factors started eroding to a large extent.

This created a class differentiation within a family. For some time they tried to suppress a lot of their individual desires. These suppressions accumulated and in course of time, burst into anger, frictions, and fights within the family.

Obviously, it started creating more conflicts and misunderstandings, ultimately leading to divisions in the family, with bitter arguments.  The joint family concept started eroding at a fast rate. Even the large and absolutely rich brothers amongst  families like Birla-Bangurs, Ambanis could not stay together.

In our own family in 1960s, two sensible, intelligent and experienced ladies would start fighting for no reason. We ultimately split but there was a surprise pleasant discovery for me.  After the division, the grudges between the two women disappeared very fast. Love and affection got prime importance, once again.  One wanted to help the other, even if it meant going out of way.

I learnt a lesson.  It is better to keep a little distance to maintain good relations.

I was about 27 years old when my dad passed away. I have 6 brothers and 4 sisters (3 unmarried at that time). If my dad’s family stayed together, we would’ve been about 25-30 members under one roof – each, obviously with their independent opinion.  Even if there were cordial relations, a divide amongst brothers would’ve been eventually, unavoidable.

The question then was if one should wait till misunderstandings develop, then fight and separate? I therefore thought, it was definitely better to stay separate from the beginning, well before frictions develop and thus retain the love and affection between the family members.

I resolved that I should take my father’s responsibility to educate, support and set-up my brothers to a stage, from where they can lead their own life. My aim was for every brother to have his independence in running his family.  At the same time there should be cordial relation, love, and affection amongst us. It was a challenge for me to devise the right formula.

It was easier for rich and industrialist families to resolve this: Divide the assets; give each of them nice places to stay; allocate enough finance and provide a base to carry on business for their future.  But the reality were different for me.  Assets were zero, bank balance zero, properties zero and the business, a big zero too.

However I was determined to go with my philosophy to the best of my abilities.

  • Accept responsibility. In the absence of my father, fulfilling my own requirements would not be my priority, till I complete my responsibilities towards educating and settling my brothers and marrying my sisters.
  • Prefer a job over business. Given my situation, limited but assured income was better than having own business where income might be larger but uncertain.
  • It would be in everyone’s interest that I draw a line until which I should shoulder my brothers’ responsibilities. I should support till they get married and have a house of their own. Thereafter each brother should stay independently and live their own life.
  • Initially since all of them might not have enough funds to buy a house, to those who need,  I would extend them financial support to the extent it was possible for me.  Any financial help would be a loan. This was so that they respect the value of money and so that they and their children could say it is ‘our own house’ instead of ‘tauji’s house’.
  • Since a home is an essential, to avoid undue financial burden in the initial stages of carrier, the loan would be interest free.

With the implementation of the above, every one was forced to realise his responsibility and be prepared to standby for anyone who needed help. There were hardly any arguments between brothers or their families.  Every one was at liberty to decide what is best for their individual family, without any interference from others.

In today’s lifestyle, even two married brothers staying together may not be practical. When I look back today, “once married, stay independently” was the right way to go between brothers. I am happy that my decision wasn’t proven wrong.

Written: Badri Baldawa                         Edited:  Meeta Kabra